How a Growing Commercial P&C Agency Unified Multi MGA Workflows and Improved Renewal Visibility

A case study in scaling commercial operations across multiple MGAs with a modern agency management system.

Key Metrics:

Agency Overview

This growing commercial P&C agency specializes in small to mid sized business accounts across multiple industries. Over several years the agency expanded rapidly into specialty programs and MGA relationships. The agency relied heavily on wholesalers and MGAs for placement across niche markets. As market relationships expanded, operational coordination became increasingly complex.

The Operational Challenge

Multi MGA Coordination

Commercial accounts were frequently placed through multiple MGAs depending on risk profile. Policy records existed across different workflows and attachments.

Renewal Visibility Gaps

Renewal cycles across different MGAs had varying timelines and communication patterns. Maintaining centralized visibility required manual tracking.

Spreadsheet Reliance

The agency maintained renewal spreadsheets by producer to coordinate cross market accounts.

Workflow Fragmentation

Producers and service staff navigated multiple portals and internal screens to track policy lifecycle.

Commission Complexity

Commission tracking across MGAs required manual reconciliation and periodic review.

Why the Agency Evaluated a Modern Agency Management System

Leadership recognized that growth across MGAs had outpaced their existing workflow structure. Their agency management system stored records but did not provide unified lifecycle visibility across markets.

They evaluated what defines a modern agency management system

Key triggers included:

How They Evaluated Alternatives

The agency structured evaluation around real commercial workflows.

They:

They focused on whether lifecycle clarity could be maintained across all markets inside one system.

Implementation and Transition

The transition occurred over ten weeks in phased rollout.

Data Migration

Commercial policy data and client records were migrated with validation across markets.

Market Configuration

All active carriers wholesalers and MGAs were configured inside the new system for consistent lifecycle tracking.

User Onboarding

Commercial producers and account managers participated in live workflow training focused on renewal management and multi market coordination.

Operational Shift

Spreadsheet based renewal tracking was eliminated as lifecycle visibility moved fully inside the agency management system.

Results After Implementation

Unified Multi MGA Workflow

Policies from carriers wholesalers and MGAs were visible in one system with consistent lifecycle stages.

Improved Renewal Visibility

Renewal ownership and status were continuously visible regardless of market source.

Reduced Manual Coordination

Producers and service staff no longer relied on separate spreadsheets to track cross market accounts.

Commission Tracking Clarity

Commission visibility remained tied to policy lifecycle improving financial awareness.

Simplified Onboarding

New commercial producers onboarded faster due to unified workflow structure.

Measurable Operational Impact

Growth continued without adding additional administrative staff.

What Growing Commercial Agencies Can Learn

Evaluate a Modern Agency Management System

If your commercial agency is expanding across multiple MGAs and renewal coordination is becoming complex evaluate how a modern agency management system supports unified multi market workflow.

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