How a Multi MGA Focused Agency Unified Policy Management and Renewal Visibility

A case study in reducing operational fragmentation across multiple MGAs with a modern agency management system.

Key Metrics:

Agency Overview

This P&C agency specializes in program business and specialty commercial lines placed primarily through MGAs. Over time the agency expanded into additional MGA programs to meet client demand and broaden market access. Each MGA relationship introduced variations in renewal cycles communication methods and documentation standards. Growth increased policy volume but also increased coordination complexity.

The Operational Challenge

Fragmented Policy Lifecycle

Policies placed through different MGAs followed different internal tracking methods. Lifecycle visibility was inconsistent.

Renewal Timing Variability

Each MGA operated on slightly different renewal timelines and processes. Centralized tracking required manual oversight.

Spreadsheet Tracking

Producers and service teams maintained spreadsheets by MGA to ensure renewals were not missed.

Manual Cross Checking

Policy updates endorsements and commissions required reconciliation between MGA portals and internal records.

Workflow Redundancy

Routine servicing tasks required navigating between multiple systems and records.

Why the Agency Evaluated a Modern Agency Management System

Leadership recognized that MGA growth had created operational fragmentation. Their existing agency management system stored policy data but did not unify lifecycle visibility across MGAs.

They evaluated what defines a modern agency management system

Key drivers included:

How They Evaluated Alternatives

The agency structured evaluation around real multi MGA scenarios.

They:

The primary evaluation metric was whether policy lifecycle stages remained consistent regardless of MGA source.

Implementation and Transition

The transition occurred over nine weeks with phased rollout.

Data Consolidation

Policy records across all MGAs were standardized and migrated into a unified lifecycle structure.

Workflow Configuration

Lifecycle stages were aligned so that renewals endorsements and servicing followed consistent visibility rules regardless of market.

User Onboarding

Producers and service staff were trained on centralized renewal dashboards and lifecycle tracking.

Operational Shift

MGA specific spreadsheets were eliminated as lifecycle tracking moved entirely inside the agency management system.

Results After Implementation

Unified Lifecycle Management

Policies from all MGAs carriers and wholesalers followed the same lifecycle visibility model.

Improved Renewal Visibility

Renewals were tracked centrally with ownership and prioritization independent of MGA source.

Reduced Spreadsheet Dependency

MGA specific tracking spreadsheets were fully retired.

Simplified Servicing Workflows

Endorsements documents and policy updates remained connected within one system.

Improved Commission Awareness

Commission visibility remained attached to policy lifecycle reducing manual reconciliation.

Measurable Operational Impact

Operational complexity decreased despite expanding MGA relationships.

What Multi MGA Agencies Can Learn

Evaluate a Modern Agency Management System

If your agency operates across multiple MGAs and renewal tracking is fragmented evaluate how a modern agency management system supports unified lifecycle visibility.

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